Well, my Max Cash Preferred card escalated quickly! (2024)

FAQs

What credit score do you need for American Express cash Preferred? ›

You'll need a good to excellent credit score (670 to 850) to qualify for the Blue Cash Preferred, which is standard among the best cash back credit cards.

Elan Max Cash Preferred Visa® Card: This card offers 5% cash back on up to $2,000 in eligible purchases each quarter, up to a total of $100 cash back each year. Elan Platinum Plus Visa® Card: This card offers 2% cash back on all purchases, with no spending limits.

The Blue Cash Everyday® Card from American Express and the American Express Cash Magnet® Card are two of the easiest Amex cards to get approved for because they only require good credit. While the best American Express credit cards aren't that easy to obtain, there are several credit cards from other...

Cards such as the Amex EveryDay® Preferred Credit Card from American Express and Blue Cash Preferred® Card from American Express usually recommend a 670+ score.

Elan Financial Services could use any of the three major credit bureaus (TransUnion, Experian or Equifax) for credit card approval. Keep in mind that applying for a credit card will most likely result in a hard pull on your credit. And this inquiry may lower your score for a short period of time.

Elan™ Visa® Credit Cards.

Max Cash is a financial broker that connects consumers with personal loan and cash advance lenders. Max Cash does not list which lenders it works with, so be sure to do further research after your initial quote. How does Max Cash work? Use Max Cash to apply for a loan estimate and get connected to quotes and lenders.

To give yourself the best chance of being approved, you'll want a credit score of at least 670. However, having a pristine credit score doesn't guarantee your approval.

There's no credit score that guarantees you'll be approved or denied. Some applicants have reported getting approved for The Platinum Card® from American Express with scores of 650 and 660. Others have been denied with scores above 700 and 750.

Amex EveryDay Credit Card credit score requirement

This card requires a good to excellent credit score for the best approval odds. This means your FICO credit score should be between 670 and 850, but you'll have a better chance of approval if your score is 700 or more.

Does Amex Blue Cash Preferred have a limit? ›

The credit limit on your Blue Cash Preferred^® Card is set based on your income and credit history. If your score falls into the good range, you may start out with a limit of $1,000. If you have an excellent credit score and a long history of responsible credit card usage, you may qualify for a much higher limit.